The Credit Repair Organization Act or (CROA) forbids credit repair companies from fake marketing about their services and repair service scams. CROA also prohibits credit repair companies from immediately demanding payment even when work hasn’t started yet. The proper way is that Credit repair companies must first provide work before demanding payment. CROA also makes sure that credit repair companies must provide their clients with a detailed written contract that outlines their services (must be 100% transparent) and must give their clients the option to call off their services when needed.
Credit Repair Laws Enforced by the CROA
According to the CROA, credit repair companies must attempt to remove all the inaccurate and wrong information that’s reported to their client’s credit report as this negative information can harm the clients’ overall credit score.
Illegal Credit Repair Practices:
These are the illegal credit repair practices that you should look out and be alert for:
- Misrepresenting their services.
- Making fake statements about your credit information to the credit bureaus
- They’re making promises to give you a new fake identity
- Demanding immediate fees even when work hasn’t started yet
- Asking you or requiring you to renounce any of your rights
Legal Credit Repair Practices:
Here are all the legal credit repair practices according to the CROA that we are religiously following:
- Provides a disclosure statement at the time of contract signing
- Provides a professionally constructed credit report contract
- Provides you an option to cancel the services within three days of signing the contract with any obligation or penalties
The Best Credit Repair Specialists in Cincinnati, Florida
Our company is your best option if you want 100% honest, trustworthy, and professional credit repair services. We follow all the rules and regulations under the CROA, and we practice total honest work to make sure that you’re getting the best credit repair services you deserve.
We’re the best credit solution specialists here in Cincinnati, Florida! Here in our company, we’ll do everything to fix your bad credit score. We’ll rebuild everything to help you restart a new beginning. We’ll clean up your past credit score to make sure that you can start fresh.
We provide our clients with FREE Credit Report Evaluation
Our credit consultant will look at your credit reports (TransUnion, Experian, & Equifax) and carefully go over each one. This is for FREE, and there are no hidden charges for this one. This is a necessary move for us as we want to make sure that our clients feel that the best professionals treat them.
We provide Customized Credit Fix or Repair Plans
To help you gain the best solution when it comes to repairing your current credit score, we’ll provide you with the most fitting customized credit repair plan. We’ll help you decide and plan the strategies to approach the situation that you’re currently in. Our professional credit navigators will give you accurate repair solutions to remove all the hindrances from your current credit report to ensure you’re in the right direction.
Need us today? Make sure to call us for more information!
Whenever you need our professional credit restoration services here in Cincinnati, Florida, make sure to call us today! Don’t hesitate to call us whenever it’s urgent, as we have a super friendly support team that will guide you and answer all of your questions regarding our services. We do all of this for you as we’re the best option you’ve got when fixing your credit scores in the area!