Credit Repair Madeira, OH
Why is Credit Repair Important?
Credit repair has always been necessary. Mortgage, auto, and personal lenders have long relied on your three-digit credit scores to determine if you are creditworthy enough to qualify for a loan. Lenders also depend on your credit scores to determine how much interest you’ll pay on these loans. But today, lenders aren’t the only ones who rely on these scores when making financial judgments. A fast-growing number of employers tap into the credit information of many job applicants when making hiring decisions. Those with low credit scores might lose out on their dream jobs. Even auto insurance companies often rely on credit scores when setting policy premiums. It’s evident that having a solid credit score is the key to a stress-free life today.
So, How Do Credit Scores Work?
If you have recent bankruptcies or housing foreclosures in your past, your credit score will drop too. In general, credit scores over 620 are considered acceptable. If you have a credit score of 720 or higher, then your credit score is deemed excellent and will guarantee borrowers the lowest interest rates. Apart from this, if you already have a high credit score, you’ll also avail of lower insurance premiums, in many cases, and a better chance to land that high-paying job.
Critics say that neither employers nor auto-insurance providers should use consumer credit scores.
We’re the Industry Leaders in Credit Repair Here in Madeira, OH
Cleaning up your past begins with leveraging your consumer rights to engage the credit bureaus and creditors to remove the inaccurate items from your credit report.
In the past nine years, we have permanently removed the following from our customers’ credit reports:
- Late Payments
- Tax Liens
- Student Loans
- And more
We Will Help You Rebuild Your Present
A custom restoration plan will help you prioritize payments and keep your accounts in a positive status.
We Will Help You Restore Your Future
Our Credit Navigators will give you the direction to rebuild positive credit and provide invaluable knowledge on making prudent buying decisions in the coming future.
Whether you are looking for a home or auto loan, a security clearance, a new high-paying job, or just wanted to start fresh in life, we will surely help you reach your destination through credit education and proper guidance.