Credit Monitoring Services does exactly what the name implies; they monitor your credit for you. They will monitor your credit history reported in your credit file and alert you of any changes via e-mail, phone or text. The exact action reported by your credit...
When considering credit monitoring services, there are a lot of companies to choose from. These can be very useful if you need to keep track of your credit reports and score. You should understand the difference between services that just monitor your credit and those...
A credit bureau, also referred to as a consumer credit reporting bureau, gathers and reports consumer information about individuals. This information is used by companies such as credit card companies, banks and credit reporting agencies to determine an...
Most large credit reporting agencies operate globally and are rapidly growing in developing markets in Asia/Pacific, Latin America, Europe, and Africa. The US, UK, Canada, Australia, and Japan all have well established credit reporting systems. Consumers can...
Credit reporting services provide an individual with their financial information, such as credit scores and history. In order to obtain an individual’s credit report, one generally needs their Social Security Number, birth date, full legal name, telephone...
A credit score, also known as a FICO score, is a numerical representation of an individual’s credit risk, to reflect the creditworthiness of that person. A credit score is calculated based on credit information usually sourced from three credit bureaus, Equifax,...
