Blog

Credit reporting services provide an individual with their financial information, such as credit scores and history. In order to obtain an individual's credit report, one generally needs their Social Security Number, birth date, full legal name, telephone number, and...

A credit score, also known as a FICO score, is a numerical representation of an individual's credit risk, to reflect the creditworthiness of that person. A credit score is calculated based on credit information usually sourced from three credit bureaus, Equifax,...

Credit scores are one of the most heavily used concepts in the financial world. These scores are used to determine your credit worthiness. A credit score would greatly affect your ability to get loans, credit cards and many other financial services. As with anything...

A credit score, also known as a FICO credit rating, is a statistical term calculated on an individual's credit reports to represent the creditworthiness of an individual. A credit score, unlike a credit report is mainly based upon a credit history, usually sourced...

The good news is, you really can request an increase on your credit card limit at any time. Even if you don't have an issue currently, it's always a good idea to keep your credit limit high. After all, your limit determines how much you'll be approved for in a cash...

There are many things that people need to know about how to increase the credit limit on their credit cards. Some of them make more sense than others. Some of them are more important than others. The key, however, is to be honest about how you use your card and how...

Increasing your credit card limit is a great way to improve your financial situation. Many people have the misconception that they cannot increase their limit because they are already over-extended on their cards. The good news, however, is that you are legally...

Credit Help is the buzzword in the market. The issue of low credit scores, late payments and other related complications are the centre of attention these days. To fix credit score problems, there are many online firms that provide credit repair services to...

Here is a quick little review of how one can get free credit help if you are suffering from bad credit: Get your credit reports for free once a year. Check your reports carefully to identify errors. Dispute these errors to clear up your report. Take the proper steps...

If you're having problems with your credit, it's probably because you've recently had some financial difficulties. Whether you lost your job or got a divorce, you may have fallen behind on your mortgage or credit cards and now you need to do some real estate credit...

Real Estate Credit Repair is an option available to all consumers who find their credit reports have been messed up. Some individuals do not even know they have a credit report until some type of financial crisis occurs. When something happens that changes your...

There is nothing quite as stressful and frustrating as real estate credit repair. If you own your own home, you probably realize just how important the credit reports that come in every month can be. Not only are they a great way to let potential buyers know what...

Debt settlement is simply a negotiation reached with an unsecured lender about the amount of debt owed. Commonly, lenders will agree to settle for a reduced amount of the debt: sometimes as much as half, although actual results may vary widely. Once settlements are...

Debt settlement is a negotiation achieved with the unsecured lender of a borrower. Commonly, lenders agree to forgive up to half of the outstanding debt: usually around 50%. When settlements are final, both parties are in agreement. The amount written off varies...

Debt settlement is basically a negotiation achieved with the unsecured lender of a consumer. Most commonly, creditors agree to settle for a big percentage of the debt: sometimes as much as half, although results may vary widely. When settlements are final, these terms...