Credit reporting services provide an individual with their financial information, such as credit scores and history. In order to obtain an individual’s credit report, one generally needs their Social Security Number, birth date, full legal name, telephone...
A credit score, also known as a FICO score, is a numerical representation of an individual’s credit risk, to reflect the creditworthiness of that person. A credit score is calculated based on credit information usually sourced from three credit bureaus, Equifax,...
Credit scores are one of the most heavily used concepts in the financial world. These scores are used to determine your credit worthiness. A credit score would greatly affect your ability to get loans, credit cards and many other financial services. As with anything...
A credit score, also known as a FICO credit rating, is a statistical term calculated on an individual’s credit reports to represent the creditworthiness of an individual. A credit score, unlike a credit report is mainly based upon a credit history, usually...
The good news is, you really can request an increase on your credit card limit at any time. Even if you don’t have an issue currently, it’s always a good idea to keep your credit limit high. After all, your limit determines how much you’ll be...
