The Credit Repair Organization Act or (CROA) prohibits credit repair companies from fake, misleading advertising about their services and repair service scams. CROA also prohibits credit repair companies from immediately demanding payment even when work hasn’t started...
Is your Credit Report Accurate? If information from your credit report is inaccurate or wrong, then it can greatly affect your chances of getting a job, renting or buying a place or house to live in, getting a loan, or buy insurance. Credit bureaus will use your...
Are you worried that you may already be a victim of credit repair fraud or scam? Below are the signs that you should look out for: – They’re insisting that you should pay them before they put in any work – They will tell you to avoid or to not...
National Credit Bureaus like Experian, TransUnion, and Equifax, keep records on your current credit score history. Then, they will provide or issue you with three (3) different credit reports showing you how responsible you are in paying your bills each month, how...
Identifying National Credit Bureaus The three biggest national credit bureaus are TransUnion, Equifax, and Experian. Getting familiar with these three bureaus will help you in your path towards gaining good credit scores. Below, we’ll give you a brief background of...
